南充正式开展“商转公”贷款业务，首套房利率低至3.1%
<p style="margin-top: 6px; margin-bottom: 0px; color: rgb(51, 51, 51); letter-spacing: normal; white-space: normal; background-color: rgb(255, 255, 255); text-align: left; font-family: 'Times New Roman'; font-size: 14px; line-height: 17px;"><span style="font-family: 宋体; font-size: 16pt; white-space: pre-wrap;">为有效缓解本市部分缴存职工家庭的住房商贷还款压力，充分发挥住房公积金的惠民生作用，经市住房公积金管委会批准，我市从</span><span style="font-size: 16pt; white-space: pre-wrap; font-family: Calibri;">2023</span><span style="font-family: 宋体; font-size: 16pt; white-space: pre-wrap;">年</span><span style="font-size: 16pt; white-space: pre-wrap; font-family: Calibri;">6</span><span style="font-family: 宋体; font-size: 16pt; white-space: pre-wrap;">月起开展“商转公”贷款业务，现将相关热点问题解答如下：</span></p><p style="margin-top: 6px; margin-bottom: 0px; color: rgb(51, 51, 51); letter-spacing: normal; white-space: normal; background-color: rgb(255, 255, 255); text-align: left; font-family: 'Times New Roman'; font-size: 14px; line-height: 17px;"><span style="font-family: 宋体; font-size: 16pt; white-space: pre-wrap;"><br/></span></p><section powered-by="xiumi.us" style="margin-bottom: 0px;white-space: normal;font-size: 15px;background-color: rgb(255, 255, 255);outline: 0px;color: rgb(34, 34, 34);font-family: -apple-system, BlinkMacSystemFont, 'Helvetica Neue', 'PingFang SC', 'Hiragino Sans GB', 'Microsoft YaHei UI', 'Microsoft YaHei', Arial, sans-serif;letter-spacing: 0.544px;text-align: left;visibility: visible;"><section style="display: flex;outline: 0px;flex-flow: row nowrap;text-align: justify;justify-content: flex-start;visibility: visible;"><section style="padding-top: 3px;padding-bottom: 3px;padding-left: 10px;display: inline-block;outline: 0px;vertical-align: top;width: auto;flex: 100 100 0%;align-self: flex-start;height: auto;background-color: rgb(98, 169, 187);visibility: visible;"><section powered-by="xiumi.us" style="outline: 0px;color: rgb(255, 255, 255);letter-spacing: 1px;visibility: visible;"><p style="outline: 0px;visibility: visible;"><span style="outline: 0px;font-size: 18px;visibility: visible;"><strong style="outline: 0px;visibility: visible;"><span data-raw-text="1" data-textnode-index-1685609173887="0" data-index-1685609173887="0" data-textnode-notemoji-index-1685609173887="0">1.</span></strong></span><strong><span style="font-family: 宋体;font-size: 15pt;">什么是商转公贷款？</span></strong></p></section></section></section></section><section powered-by="xiumi.us" style="margin-bottom: 0px;white-space: normal;font-size: 15px;background-color: rgb(255, 255, 255);outline: 0px;color: rgb(34, 34, 34);font-family: -apple-system, BlinkMacSystemFont, 'Helvetica Neue', 'PingFang SC', 'Hiragino Sans GB', 'Microsoft YaHei UI', 'Microsoft YaHei', Arial, sans-serif;letter-spacing: 0.544px;text-align: left;visibility: visible;"><section style="display: flex;outline: 0px;text-align: justify;justify-content: flex-start;flex-flow: row nowrap;visibility: visible;"><section style="padding-top: 10px;padding-right: 10px;padding-left: 10px;display: inline-block;outline: 0px;width: 568px;vertical-align: top;align-self: flex-start;flex: 0 0 auto;visibility: visible;"><section powered-by="xiumi.us" style="outline: 0px;color: rgb(106, 106, 106);visibility: visible;"><p style="outline: 0px;visibility: visible;"><span style="outline: 0px;font-size: 16px;visibility: visible;"> </span><span data-raw-text=" " data-textnode-index-1685609173887="2" data-index-1685609173887="24" data-textnode-notemoji-index-1685609173887="24" style="font-size: 16px;letter-spacing: 0.544px;"> </span><span style="font-size: 16pt;font-family: 宋体;"> </span><span style="font-size: 16pt;font-family: 宋体;color: #000000;">答：“商转公贷款”，是指公积金中心向在本市购买普通自住住房的缴存职工发放的用于偿还其商贷的公积金贷款。</span></p><p style="outline: 0px;visibility: visible;"><br/></p></section></section></section></section><section powered-by="xiumi.us" style="margin-bottom: 0px;white-space: normal;font-size: 15px;background-color: rgb(255, 255, 255);outline: 0px;color: rgb(34, 34, 34);font-family: -apple-system, BlinkMacSystemFont, 'Helvetica Neue', 'PingFang SC', 'Hiragino Sans GB', 'Microsoft YaHei UI', 'Microsoft YaHei', Arial, sans-serif;letter-spacing: 0.544px;text-align: left;visibility: visible;"><section style="display: flex;outline: 0px;flex-flow: row nowrap;text-align: justify;justify-content: flex-start;visibility: visible;"><section style="padding-top: 3px;padding-bottom: 3px;padding-left: 10px;display: inline-block;outline: 0px;vertical-align: top;width: auto;flex: 100 100 0%;align-self: flex-start;height: auto;background-color: rgb(98, 169, 187);visibility: visible;"><section powered-by="xiumi.us" style="outline: 0px;color: rgb(255, 255, 255);letter-spacing: 1px;visibility: visible;"><p style="outline: 0px;visibility: visible;"><span style="outline: 0px;font-size: 18px;visibility: visible;"><strong style="outline: 0px;visibility: visible;"><span data-raw-text="2" data-textnode-index-1685609173887="3" data-index-1685609173887="104" data-textnode-notemoji-index-1685609173887="104">2</span><span data-raw-text="." data-textnode-index-1685609173887="3" data-index-1685609173887="105" data-textnode-notemoji-index-1685609173887="105">.</span></strong></span><strong><span style="font-family: 宋体;font-size: 15pt;">我市商转公贷款的对象和条件是什么？</span></strong><strong style="font-size: 18px;outline: 0px;visibility: visible;"><span data-raw-text="？" data-textnode-index-1685609173887="3" data-index-1685609173887="127" data-textnode-notemoji-index-1685609173887="127"></span></strong></p></section></section></section></section><section powered-by="xiumi.us" style="margin-bottom: 0px;white-space: normal;font-size: 15px;background-color: rgb(255, 255, 255);outline: 0px;color: rgb(34, 34, 34);font-family: -apple-system, BlinkMacSystemFont, 'Helvetica Neue', 'PingFang SC', 'Hiragino Sans GB', 'Microsoft YaHei UI', 'Microsoft YaHei', Arial, sans-serif;letter-spacing: 0.544px;text-align: left;visibility: visible;"><section style="display: flex;outline: 0px;text-align: justify;justify-content: flex-start;flex-flow: row nowrap;visibility: visible;"><section style="padding-top: 10px;padding-right: 10px;padding-left: 10px;display: inline-block;outline: 0px;width: 568px;vertical-align: top;align-self: flex-start;flex: 0 0 auto;visibility: visible;"><section powered-by="xiumi.us" style="outline: 0px;color: rgb(106, 106, 106);visibility: visible;"><p style="outline: 0px;visibility: visible;"><span style="outline: 0px;font-size: 16px;visibility: visible;"> </span><span style="color: #000000;"><span style="outline: 0px;font-size: 16px;visibility: visible;"> </span><span style="font-family: 宋体;font-size: 15pt;letter-spacing: 0.544px;">答：我市商转公的借款人除应符合我市公积金贷款有关规定外，还需同时满足以下条件：</span></span></p><p><span style="color: #000000;"> ①<span style="font-size: 15pt;font-family: 宋体;">商转公贷款的借款人在办理原商贷时已在我市开户缴存公积金；</span></span></p><p><span style="color: #000000;"> ②<span style="letter-spacing: 0.544px;font-family: 宋体;font-size: 15pt;">原商贷未结清且无逾期记录，其他征信逾期记录无连续<span style="font-family: Calibri;">3</span>期或累计<span style="font-family: Calibri;">6</span>期及以上情况；</span></span></p><p><span style="color: #000000;"> ③<span style="font-size: 15pt;font-family: 宋体;">商转公贷款的借款人为原商贷的借款人且为所购住房的产权人；</span></span></p><p><span style="color: #000000;"> ④<span style="font-size: 15pt;font-family: 宋体;">所购住房已办产权证书，且产权人无借款人夫妻以外的第三人；</span></span></p><p><span style="color: #000000;"> ⑤<span style="color: #000000;font-family: 宋体;font-size: 15pt;">所购住房除原商贷设定的抵押登记外，无其他抵押、查封、居住权设定等权利限制。</span></span></p><p style="outline: 0px;visibility: visible;"><br/></p></section></section></section></section><section powered-by="xiumi.us" style="margin-bottom: 0px;white-space: normal;font-size: 15px;background-color: rgb(255, 255, 255);outline: 0px;color: rgb(34, 34, 34);font-family: -apple-system, BlinkMacSystemFont, 'Helvetica Neue', 'PingFang SC', 'Hiragino Sans GB', 'Microsoft YaHei UI', 'Microsoft YaHei', Arial, sans-serif;letter-spacing: 0.544px;text-align: left;visibility: visible;"><section style="display: flex;outline: 0px;flex-flow: row nowrap;text-align: justify;justify-content: flex-start;visibility: visible;"><section style="padding-top: 3px;padding-bottom: 3px;padding-left: 10px;display: inline-block;outline: 0px;vertical-align: top;width: auto;flex: 100 100 0%;align-self: flex-start;height: auto;background-color: rgb(98, 169, 187);visibility: visible;"><section powered-by="xiumi.us" style="outline: 0px;color: rgb(255, 255, 255);letter-spacing: 1px;visibility: visible;"><p style="outline: 0px;visibility: visible;"><span style="outline: 0px;font-size: 18px;visibility: visible;"><strong style="outline: 0px;visibility: visible;"><span data-raw-text="3" data-textnode-index-1685609173887="6" data-index-1685609173887="176" data-textnode-notemoji-index-1685609173887="176">3</span><span data-raw-text="." data-textnode-index-1685609173887="6" data-index-1685609173887="177" data-textnode-notemoji-index-1685609173887="177">.</span></strong></span><strong><span style="font-family: 宋体;font-size: 15pt;">商转公贷款的贷款额度如何确定？</span></strong></p></section></section></section></section><section powered-by="xiumi.us" style="margin-bottom: 0px;white-space: normal;font-size: 15px;background-color: rgb(255, 255, 255);outline: 0px;color: rgb(34, 34, 34);font-family: -apple-system, BlinkMacSystemFont, 'Helvetica Neue', 'PingFang SC', 'Hiragino Sans GB', 'Microsoft YaHei UI', 'Microsoft YaHei', Arial, sans-serif;letter-spacing: 0.544px;text-align: left;visibility: visible;"><section style="display: flex;outline: 0px;text-align: justify;justify-content: flex-start;flex-flow: row nowrap;visibility: visible;"><section style="padding-top: 10px;padding-right: 10px;padding-left: 10px;display: inline-block;outline: 0px;width: 568px;vertical-align: top;align-self: flex-start;flex: 0 0 auto;visibility: visible;"><section powered-by="xiumi.us" style="outline: 0px;color: rgb(106, 106, 106);visibility: visible;"><p style="outline: 0px;visibility: visible;"><span style="outline: 0px;font-size: 16px;visibility: visible;"> </span><span style="color: #000000;"><span style="color: #000000;letter-spacing: 0.544px;font-family: 宋体;font-size: 15pt;">答：商转公贷款的额度除应符合我市当前公积金贷款的有关规定（非多子女家庭最高</span><span style="color: #000000;letter-spacing: 0.544px;font-size: 15pt;font-family: Calibri;">60</span><span style="color: #000000;letter-spacing: 0.544px;font-family: 宋体;font-size: 15pt;">万）外，同时不超过商贷剩余本金扣除</span><span style="color: #000000;letter-spacing: 0.544px;font-size: 15pt;font-family: Calibri;">3</span><span style="color: #000000;letter-spacing: 0.544px;font-family: 宋体;font-size: 15pt;">个月应还本金后的余额，且为</span><span style="color: #000000;letter-spacing: 0.544px;font-size: 15pt;font-family: Calibri;">1000</span><span style="color: #000000;letter-spacing: 0.544px;font-family: 宋体;font-size: 15pt;">元的整数倍。</span></span></p><p style="outline: 0px;visibility: visible;"><br/></p></section></section></section></section><section powered-by="xiumi.us" style="margin-bottom: 0px;white-space: normal;font-size: 15px;background-color: rgb(255, 255, 255);outline: 0px;color: rgb(34, 34, 34);font-family: -apple-system, BlinkMacSystemFont, 'Helvetica Neue', 'PingFang SC', 'Hiragino Sans GB', 'Microsoft YaHei UI', 'Microsoft YaHei', Arial, sans-serif;letter-spacing: 0.544px;text-align: left;visibility: visible;"><section style="display: flex;outline: 0px;flex-flow: row nowrap;text-align: justify;justify-content: flex-start;visibility: visible;"><section style="padding-top: 3px;padding-bottom: 3px;padding-left: 10px;display: inline-block;outline: 0px;vertical-align: top;width: auto;flex: 100 100 0%;align-self: flex-start;height: auto;background-color: rgb(98, 169, 187);visibility: visible;"><section powered-by="xiumi.us" style="outline: 0px;color: rgb(255, 255, 255);letter-spacing: 1px;visibility: visible;"><p style="outline: 0px;visibility: visible;"><span style="outline: 0px;font-size: 18px;visibility: visible;"><strong style="outline: 0px;visibility: visible;"><span data-raw-text="4" data-textnode-index-1685609173887="9" data-index-1685609173887="257" data-textnode-notemoji-index-1685609173887="257">4</span><span data-raw-text="." data-textnode-index-1685609173887="9" data-index-1685609173887="258" data-textnode-notemoji-index-1685609173887="258">.</span></strong></span><strong><span style="font-family: 宋体;font-size: 15pt;">商转公贷款的贷款年限如何确定？</span></strong></p></section></section></section></section><section powered-by="xiumi.us" style="margin-bottom: 0px;white-space: normal;font-size: 15px;background-color: rgb(255, 255, 255);outline: 0px;color: rgb(34, 34, 34);font-family: -apple-system, BlinkMacSystemFont, 'Helvetica Neue', 'PingFang SC', 'Hiragino Sans GB', 'Microsoft YaHei UI', 'Microsoft YaHei', Arial, sans-serif;letter-spacing: 0.544px;text-align: left;visibility: visible;"><section style="display: flex;outline: 0px;text-align: justify;justify-content: flex-start;flex-flow: row nowrap;visibility: visible;"><section style="padding-top: 10px;padding-right: 10px;padding-left: 10px;display: inline-block;outline: 0px;width: 568px;vertical-align: top;align-self: flex-start;flex: 0 0 auto;visibility: visible;"><section powered-by="xiumi.us" style="outline: 0px;color: rgb(106, 106, 106);visibility: visible;"><p style="letter-spacing: 0.544px;outline: 0px;visibility: visible;"><span style="outline: 0px;font-size: 16px;visibility: visible;"> </span><span style="color: #000000;"><span style="color: #000000;outline: 0px;font-size: 16px;visibility: visible;"> </span><span style="color: #000000;letter-spacing: 0.544px;font-family: 宋体;font-size: 15pt;">答：原商贷已还款期限<span style="font-family: Calibri;">+</span>商转公贷款期限</span><span style="color: #000000;letter-spacing: 0.544px;font-family: 东文宋体;font-size: 15pt;">≤</span><span style="color: #000000;letter-spacing: 0.544px;font-family: 宋体;font-size: 15pt;"><span style="color: #000000;font-family: Calibri;">30</span>年，且贷款到期时间不超过法定退休年龄。</span></span></p><p style="letter-spacing: 0.544px;outline: 0px;visibility: visible;"><br/></p></section></section></section></section><section powered-by="xiumi.us" style="margin-bottom: 0px;white-space: normal;font-size: 15px;background-color: rgb(255, 255, 255);outline: 0px;color: rgb(34, 34, 34);font-family: -apple-system, BlinkMacSystemFont, 'Helvetica Neue', 'PingFang SC', 'Hiragino Sans GB', 'Microsoft YaHei UI', 'Microsoft YaHei', Arial, sans-serif;letter-spacing: 0.544px;text-align: left;visibility: visible;"><section style="display: flex;outline: 0px;flex-flow: row nowrap;text-align: justify;justify-content: flex-start;visibility: visible;"><section style="padding-top: 3px;padding-bottom: 3px;padding-left: 10px;display: inline-block;outline: 0px;vertical-align: top;width: auto;flex: 100 100 0%;align-self: flex-start;height: auto;background-color: rgb(98, 169, 187);visibility: visible;"><section powered-by="xiumi.us" style="outline: 0px;color: rgb(255, 255, 255);letter-spacing: 1px;visibility: visible;"><p style="outline: 0px;visibility: visible;"><span style="outline: 0px;font-size: 18px;visibility: visible;"><strong style="outline: 0px;visibility: visible;"><span data-raw-text="5" data-textnode-index-1685609173887="12" data-index-1685609173887="353" data-textnode-notemoji-index-1685609173887="353">5</span><span data-raw-text="." data-textnode-index-1685609173887="12" data-index-1685609173887="354" data-textnode-notemoji-index-1685609173887="354">.</span></strong></span><strong><span style="font-family: 宋体;font-size: 15pt;">商转公贷款的利率是多少？</span></strong></p></section></section></section></section><section powered-by="xiumi.us" style="margin-bottom: 0px;white-space: normal;font-size: 15px;background-color: rgb(255, 255, 255);outline: 0px;color: rgb(34, 34, 34);font-family: -apple-system, BlinkMacSystemFont, 'Helvetica Neue', 'PingFang SC', 'Hiragino Sans GB', 'Microsoft YaHei UI', 'Microsoft YaHei', Arial, sans-serif;letter-spacing: 0.544px;text-align: left;visibility: visible;"><section style="display: flex;outline: 0px;text-align: justify;justify-content: flex-start;flex-flow: row nowrap;visibility: visible;"><section style="padding-top: 10px;padding-right: 10px;padding-left: 10px;display: inline-block;outline: 0px;width: 568px;vertical-align: top;align-self: flex-start;flex: 0 0 auto;visibility: visible;"><section powered-by="xiumi.us" style="outline: 0px;color: rgb(106, 106, 106);visibility: visible;"><p> <span style="color: #000000;"> <span style="color: #000000;font-family: 宋体;font-size: 15pt;letter-spacing: 0.544px;">答：当前五年期以上公积金贷款年利率为：首套</span><span style="color: #000000;font-size: 15pt;letter-spacing: 0.544px;font-family: Calibri;">3.1%</span><span style="color: #000000;font-family: 宋体;font-size: 15pt;letter-spacing: 0.544px;">，二套</span><span style="color: #000000;font-size: 15pt;letter-spacing: 0.544px;font-family: Calibri;">3.575%</span><span style="color: #000000;font-family: 宋体;font-size: 15pt;letter-spacing: 0.544px;">。</span></span></p><p style="outline: 0px;visibility: visible;"><br/></p></section></section></section></section><section powered-by="xiumi.us" style="margin-bottom: 0px;white-space: normal;font-size: 15px;background-color: rgb(255, 255, 255);outline: 0px;color: rgb(34, 34, 34);font-family: -apple-system, BlinkMacSystemFont, 'Helvetica Neue', 'PingFang SC', 'Hiragino Sans GB', 'Microsoft YaHei UI', 'Microsoft YaHei', Arial, sans-serif;letter-spacing: 0.544px;text-align: left;visibility: visible;"><section style="display: flex;outline: 0px;flex-flow: row nowrap;text-align: justify;justify-content: flex-start;visibility: visible;"><section style="padding-top: 3px;padding-bottom: 3px;padding-left: 10px;display: inline-block;outline: 0px;vertical-align: top;width: auto;flex: 100 100 0%;align-self: flex-start;height: auto;background-color: rgb(98, 169, 187);visibility: visible;"><section powered-by="xiumi.us" style="outline: 0px;color: rgb(255, 255, 255);letter-spacing: 1px;visibility: visible;"><p style="outline: 0px;visibility: visible;"><span style="outline: 0px;font-size: 18px;visibility: visible;"><strong style="outline: 0px;visibility: visible;"><span data-raw-text="6" data-textnode-index-1685609173887="16" data-index-1685609173887="538" data-textnode-notemoji-index-1685609173887="538">6</span><span data-raw-text="." data-textnode-index-1685609173887="16" data-index-1685609173887="539" data-textnode-notemoji-index-1685609173887="539">.</span></strong></span><strong><span style="font-family: 宋体;font-size: 15pt;">我市商转公贷款有几种办理方式？</span></strong></p></section></section></section></section><section powered-by="xiumi.us" style="margin-bottom: 0px;white-space: normal;font-size: 15px;background-color: rgb(255, 255, 255);outline: 0px;color: rgb(34, 34, 34);font-family: -apple-system, BlinkMacSystemFont, 'Helvetica Neue', 'PingFang SC', 'Hiragino Sans GB', 'Microsoft YaHei UI', 'Microsoft YaHei', Arial, sans-serif;letter-spacing: 0.544px;text-align: left;visibility: visible;"><section style="display: flex;outline: 0px;text-align: justify;justify-content: flex-start;flex-flow: row nowrap;visibility: visible;"><section style="padding-top: 10px;padding-right: 10px;padding-left: 10px;display: inline-block;outline: 0px;width: 568px;vertical-align: top;align-self: flex-start;flex: 0 0 auto;visibility: visible;"><section powered-by="xiumi.us" style="outline: 0px;color: rgb(106, 106, 106);visibility: visible;"><p style="outline: 0px;visibility: visible;"><span style="outline: 0px;font-size: 16px;visibility: visible;"> </span><span style="color: #000000;"><span style="color: #000000;outline: 0px;font-size: 16px;visibility: visible;"> </span><span style="color: #000000;font-family: 宋体;font-size: 15pt;letter-spacing: 0.544px;">答：我市商转公贷款包括“先还后贷”和“以贷还贷”两种办理方式。原商贷银行配合参与“顺位抵押”办理的，可按“以贷还贷”方式办理。</span></span></p><p style="outline: 0px;visibility: visible;"><br/></p></section></section></section></section><section powered-by="xiumi.us" style="margin-bottom: 0px;white-space: normal;font-size: 15px;background-color: rgb(255, 255, 255);outline: 0px;color: rgb(34, 34, 34);font-family: -apple-system, BlinkMacSystemFont, 'Helvetica Neue', 'PingFang SC', 'Hiragino Sans GB', 'Microsoft YaHei UI', 'Microsoft YaHei', Arial, sans-serif;letter-spacing: 0.544px;text-align: left;visibility: visible;"><section style="display: flex;outline: 0px;flex-flow: row nowrap;text-align: justify;justify-content: flex-start;visibility: visible;"><section style="padding-top: 3px;padding-bottom: 3px;padding-left: 10px;display: inline-block;outline: 0px;vertical-align: top;width: auto;flex: 100 100 0%;align-self: flex-start;height: auto;background-color: rgb(98, 169, 187);visibility: visible;"><section powered-by="xiumi.us" style="outline: 0px;color: rgb(255, 255, 255);letter-spacing: 1px;visibility: visible;"><p style="outline: 0px;visibility: visible;"><span style="outline: 0px;font-size: 18px;visibility: visible;"><strong style="outline: 0px;visibility: visible;"><span data-raw-text="7" data-textnode-index-1685609173887="19" data-index-1685609173887="716" data-textnode-notemoji-index-1685609173887="716">7</span><span data-raw-text="." data-textnode-index-1685609173887="19" data-index-1685609173887="717" data-textnode-notemoji-index-1685609173887="717">.</span></strong></span><strong><span style="font-family: 宋体;font-size: 15pt;">“先还后贷”方式的商转公贷款办理有哪些流程？</span></strong><span data-raw-text=" " data-textnode-index-1685609173887="20" data-index-1685609173887="744" data-textnode-notemoji-index-1685609173887="744" style="color: #6A6A6A;background-color: #FFFFFF;letter-spacing: 0.544px;"></span></p></section></section></section></section><section powered-by="xiumi.us" style="margin-bottom: 0px;white-space: normal;font-size: 15px;background-color: rgb(255, 255, 255);outline: 0px;color: rgb(34, 34, 34);font-family: -apple-system, BlinkMacSystemFont, 'Helvetica Neue', 'PingFang SC', 'Hiragino Sans GB', 'Microsoft YaHei UI', 'Microsoft YaHei', Arial, sans-serif;letter-spacing: 0.544px;text-align: left;visibility: visible;"><section style="display: flex;outline: 0px;text-align: justify;justify-content: flex-start;flex-flow: row nowrap;visibility: visible;"><section style="padding-top: 10px;padding-right: 10px;padding-left: 10px;display: inline-block;outline: 0px;width: 568px;vertical-align: top;align-self: flex-start;flex: 0 0 auto;visibility: visible;"><section powered-by="xiumi.us" style="outline: 0px;color: rgb(106, 106, 106);visibility: visible;"><p><span style="font-family: 宋体;font-size: 15pt;letter-spacing: 0.544px;"> </span><span style="color: #000000;font-family: 宋体;font-size: 15pt;letter-spacing: 0.544px;">答：贷款预审→结清商贷→贷款复审→落实抵押→贷款发放 。</span></p><p><br/></p></section></section></section></section><section powered-by="xiumi.us" style="margin-bottom: 0px;white-space: normal;font-size: 15px;background-color: rgb(255, 255, 255);outline: 0px;color: rgb(34, 34, 34);font-family: -apple-system, BlinkMacSystemFont, 'Helvetica Neue', 'PingFang SC', 'Hiragino Sans GB', 'Microsoft YaHei UI', 'Microsoft YaHei', Arial, sans-serif;letter-spacing: 0.544px;text-align: left;visibility: visible;"><section style="display: flex;outline: 0px;flex-flow: row nowrap;text-align: justify;justify-content: flex-start;visibility: visible;"><section style="padding-top: 3px;padding-bottom: 3px;padding-left: 10px;display: inline-block;outline: 0px;vertical-align: top;width: auto;flex: 100 100 0%;align-self: flex-start;height: auto;background-color: rgb(98, 169, 187);visibility: visible;"><section powered-by="xiumi.us" style="outline: 0px;color: rgb(255, 255, 255);letter-spacing: 1px;visibility: visible;"><p style="outline: 0px;visibility: visible;"><span style="outline: 0px;font-size: 18px;visibility: visible;"><strong style="outline: 0px;visibility: visible;"><span data-raw-text="8" data-textnode-index-1685609173887="23" data-index-1685609173887="847" data-textnode-notemoji-index-1685609173887="847">8</span><span data-raw-text="." data-textnode-index-1685609173887="23" data-index-1685609173887="848" data-textnode-notemoji-index-1685609173887="848">.</span></strong></span><strong><span style="font-family: 宋体;font-size: 15pt;">“以贷还贷”方式的商转公贷款办理有哪些流程？</span></strong></p></section></section></section></section><section powered-by="xiumi.us" style="margin-bottom: 0px;white-space: normal;background-color: rgb(255, 255, 255);outline: 0px;color: rgb(34, 34, 34);font-family: -apple-system, BlinkMacSystemFont, 'Helvetica Neue', 'PingFang SC', 'Hiragino Sans GB', 'Microsoft YaHei UI', 'Microsoft YaHei', Arial, sans-serif;letter-spacing: 0.544px;text-align: left;visibility: visible;"><section style="display: flex;outline: 0px;text-align: justify;justify-content: flex-start;flex-flow: row nowrap;visibility: visible;"><section style="padding-top: 10px;padding-right: 10px;padding-left: 10px;display: inline-block;outline: 0px;width: 568px;vertical-align: top;align-self: flex-start;flex: 0 0 auto;visibility: visible;"><section powered-by="xiumi.us" style="outline: 0px;color: rgb(106, 106, 106);visibility: visible;"><p style="font-size: 15px;"> <span style="color: #000000;font-family: 宋体;font-size: 15pt;letter-spacing: 0.544px;">答：贷款预审→申请还款→贷款复审→顺位抵押→贷款发放→结清商贷→落实抵押。</span></p><p><span style="font-size: 16px;"></span><span style="font-size: 14px;color: #3E3E3E;letter-spacing: 1.5px;font-family: -apple-system-font, BlinkMacSystemFont, 'Helvetica Neue', 'PingFang SC', 'Hiragino Sans GB', 'Microsoft YaHei UI', 'Microsoft YaHei', Arial, sans-serif;"><span data-raw-text=" " data-textnode-index-1685609173887="26" data-index-1685609173887="928" data-textnode-notemoji-index-1685609173887="928"> </span><span data-raw-text=" " data-textnode-index-1685609173887="26" data-index-1685609173887="929" data-textnode-notemoji-index-1685609173887="929"> </span><span data-raw-text=" " data-textnode-index-1685609173887="26" data-index-1685609173887="930" data-textnode-notemoji-index-1685609173887="930"> </span></span></p></section></section></section></section><section powered-by="xiumi.us" style="margin-bottom: 0px;white-space: normal;font-size: 15px;background-color: rgb(255, 255, 255);outline: 0px;color: rgb(34, 34, 34);font-family: -apple-system, BlinkMacSystemFont, 'Helvetica Neue', 'PingFang SC', 'Hiragino Sans GB', 'Microsoft YaHei UI', 'Microsoft YaHei', Arial, sans-serif;letter-spacing: 0.544px;text-align: left;visibility: visible;"><section style="display: flex;outline: 0px;flex-flow: row nowrap;text-align: justify;justify-content: flex-start;visibility: visible;"><section style="padding-top: 3px;padding-bottom: 3px;padding-left: 10px;display: inline-block;outline: 0px;vertical-align: top;width: auto;flex: 100 100 0%;align-self: flex-start;height: auto;background-color: rgb(98, 169, 187);visibility: visible;"><section powered-by="xiumi.us" style="outline: 0px;color: rgb(255, 255, 255);letter-spacing: 1px;visibility: visible;"><p style="outline: 0px;visibility: visible;"><span style="outline: 0px;font-size: 18px;visibility: visible;"><strong style="outline: 0px;visibility: visible;"><span data-raw-text="9" data-textnode-index-1685609173887="27" data-index-1685609173887="932" data-textnode-notemoji-index-1685609173887="932">9</span><span data-raw-text="." data-textnode-index-1685609173887="27" data-index-1685609173887="933" data-textnode-notemoji-index-1685609173887="933">.</span></strong></span><strong><span style="font-family: 宋体;font-size: 15pt;">商转公贷款的受理点是怎样划分的？</span></strong></p></section></section></section></section><section powered-by="xiumi.us" style="margin-bottom: 0px;white-space: normal;font-size: 15px;background-color: rgb(255, 255, 255);outline: 0px;color: rgb(34, 34, 34);font-family: -apple-system, BlinkMacSystemFont, 'Helvetica Neue', 'PingFang SC', 'Hiragino Sans GB', 'Microsoft YaHei UI', 'Microsoft YaHei', Arial, sans-serif;letter-spacing: 0.544px;text-align: left;visibility: visible;"><section style="display: flex;outline: 0px;text-align: justify;justify-content: flex-start;flex-flow: row nowrap;visibility: visible;"><section style="padding-top: 10px;padding-right: 10px;padding-left: 10px;display: inline-block;outline: 0px;width: 568px;vertical-align: top;align-self: flex-start;flex: 0 0 auto;visibility: visible;"><section powered-by="xiumi.us" style="outline: 0px;color: rgb(106, 106, 106);visibility: visible;"><p> <span style="color: #000000;"> <span style="color: #000000;font-family: 宋体;font-size: 15pt;letter-spacing: 0.544px;">答：房屋坐落在我市主城三区的“以贷还贷”方式商转公贷款由公积金中心直属管理部受理，其余商转公贷款由房屋坐落地对应的公积金中心管理部受理。</span></span></p><p style="outline: 0px;visibility: visible;"><br/></p></section></section></section></section><section powered-by="xiumi.us" style="margin-bottom: 0px;white-space: normal;font-size: 15px;background-color: rgb(255, 255, 255);outline: 0px;color: rgb(34, 34, 34);font-family: -apple-system, BlinkMacSystemFont, 'Helvetica Neue', 'PingFang SC', 'Hiragino Sans GB', 'Microsoft YaHei UI', 'Microsoft YaHei', Arial, sans-serif;letter-spacing: 0.544px;text-align: left;visibility: visible;"><section style="display: flex;outline: 0px;flex-flow: row nowrap;text-align: justify;justify-content: flex-start;visibility: visible;"><section style="padding-top: 3px;padding-bottom: 3px;padding-left: 10px;display: inline-block;outline: 0px;vertical-align: top;width: auto;flex: 100 100 0%;align-self: flex-start;height: auto;background-color: rgb(98, 169, 187);visibility: visible;"><section powered-by="xiumi.us" style="outline: 0px;color: rgb(255, 255, 255);letter-spacing: 1px;visibility: visible;"><p style="outline: 0px;visibility: visible;"><span style="outline: 0px;font-size: 18px;visibility: visible;"><strong style="outline: 0px;visibility: visible;"><span data-raw-text="2" data-textnode-index-1685609173887="30" data-index-1685609173887="1041" data-textnode-notemoji-index-1685609173887="1041">1</span><span data-raw-text="0" data-textnode-index-1685609173887="30" data-index-1685609173887="1042" data-textnode-notemoji-index-1685609173887="1042">0</span><span data-raw-text="." data-textnode-index-1685609173887="30" data-index-1685609173887="1043" data-textnode-notemoji-index-1685609173887="1043">.</span></strong></span><strong><span style="font-family: 宋体;font-size: 15pt;">商转公贷款受理次序是如何安排的？</span></strong><span style="font-size: 16px;letter-spacing: 0.544px;color: #6A6A6A;background-color: #FFFFFF;"></span></p></section></section></section></section><section powered-by="xiumi.us" style="margin-bottom: 0px; white-space: normal; background-color: rgb(255, 255, 255); outline: 0px; letter-spacing: 0.544px; text-align: left; visibility: visible;"><section style="display: flex; outline: 0px; text-align: justify; justify-content: flex-start; flex-flow: row nowrap; visibility: visible;"><section style="padding-top: 10px; padding-right: 10px; padding-left: 10px; display: inline-block; outline: 0px; width: 568px; vertical-align: top; align-self: flex-start; flex: 0 0 auto; visibility: visible;"><section powered-by="xiumi.us" style="outline: 0px; visibility: visible;"><p style="color: rgb(106, 106, 106); font-family: -apple-system, BlinkMacSystemFont, 'Helvetica Neue', 'PingFang SC', 'Hiragino Sans GB', 'Microsoft YaHei UI', 'Microsoft YaHei', Arial, sans-serif;"><span style="font-size: 15pt;font-family: 宋体;"> </span><span style="color: #000000;font-family: 宋体;font-size: 15pt;"><span style="font-family: 宋体;"> 答：为有序开展全市商转公贷款业务，公积金中心从</span><span style="font-family: Calibri;">2023</span><span style="font-family: 宋体;">年</span><span style="font-family: Calibri;">6</span><span style="font-family: 宋体;">月起受理</span><span style="font-family: Calibri;">2016</span><span style="font-family: 宋体;">年及以前发放的商贷转公积金贷款申请，</span><span style="font-family: Calibri;">2023</span><span style="font-family: 宋体;">年</span><span style="font-family: Calibri;">7</span><span style="font-family: 宋体;">月起受理</span><span style="font-family: Calibri;">2017</span><span style="font-family: 宋体;">年及以前发放的商贷转公积金贷款申请，以此逐月类推。</span><o:p></o:p></span></p><p style="color: rgb(106, 106, 106); font-family: -apple-system, BlinkMacSystemFont, 'Helvetica Neue', 'PingFang SC', 'Hiragino Sans GB', 'Microsoft YaHei UI', 'Microsoft YaHei', Arial, sans-serif;"><br/></p><p style=""><span style="font-family:宋体"><span style="color: #7F7F7F; font-size: 12px;">来源：南充市公积金管理中心</span></span></p></section></section></section></section><p style="display: none;"><mp-style-type data-value="3"></mp-style-type></p> 不相信算了 已经转发了 嘉陵江畔红旗飘 发表于 2023-6-4 06:40这个不知道是否分体制内和体制外的？
首先就要有公积金 要求高的很 哪个想去贷款的 这个政策不错。 我看了也没有用 这是个好消息 谢谢告知，已经转发到朋友圈了 不在此列，不操空心。 可以减轻部分购房者负担 真的是好消息 没得需要目前 赶紧去办理 是个福利