重磅！两会报告再提房地产！事关每一位南充购房者！
<p style="border: 0px; color: rgb(51, 51, 51); font-family: 'Microsoft YaHei', YaHei, SimHei, Hei, Arial, tahoma, arial, sans-serif; white-space: normal; line-height: 1.75em;">还是那句老话，要在楼市中立于“不败的地位”一定要对政策有足够的关注度与敏锐度。每一年的两会都会受到各方的关注，这次也不例外。<br style="word-break: break-all !important;"/></p><p style="border: 0px; color: rgb(51, 51, 51); font-family: 'Microsoft YaHei', YaHei, SimHei, Hei, Arial, tahoma, arial, sans-serif; white-space: normal; line-height: 1.75em;"> </p><p style="border: 0px; color: rgb(51, 51, 51); font-family: 'Microsoft YaHei', YaHei, SimHei, Hei, Arial, tahoma, arial, sans-serif; white-space: normal; line-height: 1.75em;">在2021年全国两会开始之际，小九便全程观看直播，生怕漏掉了一点关于房产的讯息。今年经济怎么走，楼市信号又是什么？还有哪些信号事关我们每个人？</p><p style="border: 0px; color: rgb(51, 51, 51); font-family: 'Microsoft YaHei', YaHei, SimHei, Hei, Arial, tahoma, arial, sans-serif; white-space: normal;"><br/></p><p style="border: 0px; color: rgb(51, 51, 51); font-family: 'Microsoft YaHei', YaHei, SimHei, Hei, Arial, tahoma, arial, sans-serif; white-space: normal; line-height: 1.75em; text-align: center;"><img data-s="300,640" data-type="jpeg" _width="677px" src="https://0817ch-bbs.oss-cn-shenzhen.aliyuncs.com/attachment/forum/202103/10/102023q8evf6wvk8tfetw4.jpg" alt="图片" data-fail="0" draggable="false" data-ratio="0.5203703703703704" data-w="1080" width="600" height="312" border="0" vspace="0" title="图片" data-bd-imgshare-binded="1" style="margin-top: 5px; border: 0px; vertical-align: top; display: inline-block; max-width: 700px; width: 100%; height: 312px;"/></p><p style="border: 0px; color: rgb(51, 51, 51); font-family: 'Microsoft YaHei', YaHei, SimHei, Hei, Arial, tahoma, arial, sans-serif; white-space: normal; line-height: 1.75em; text-align: center;">△装个X，编辑要变得专业就必须鼓捣自己学</p><p style="border: 0px; color: rgb(51, 51, 51); font-family: 'Microsoft YaHei', YaHei, SimHei, Hei, Arial, tahoma, arial, sans-serif; white-space: normal; line-height: 1.75em;"> </p><p style="border: 0px; color: rgb(51, 51, 51); font-family: 'Microsoft YaHei', YaHei, SimHei, Hei, Arial, tahoma, arial, sans-serif; white-space: normal; line-height: 1.75em;">那么，2021年的全国两会，关于楼市释放了什么信号？小九观看了国民经略、21世纪世纪经济报道、大胡子说房等大佬的解读，结合自己的一点看法写下了今天这篇文章。</p><p style="border: 0px; color: rgb(51, 51, 51); font-family: 'Microsoft YaHei', YaHei, SimHei, Hei, Arial, tahoma, arial, sans-serif; white-space: normal; line-height: 1.75em;"> </p><p style="border: 0px; color: rgb(51, 51, 51); font-family: 'Microsoft YaHei', YaHei, SimHei, Hei, Arial, tahoma, arial, sans-serif; white-space: normal; line-height: 1.75em;">首先，我们先梳理一下十三届全国人大四次会议关于楼市的四点主要内容：</p><p style="border: 0px; color: rgb(51, 51, 51); font-family: 'Microsoft YaHei', YaHei, SimHei, Hei, Arial, tahoma, arial, sans-serif; white-space: normal;"><br/></p><p style="border: 0px; color: rgb(51, 51, 51); font-family: 'Microsoft YaHei', YaHei, SimHei, Hei, Arial, tahoma, arial, sans-serif; white-space: normal; line-height: 1.75em;">1、保障好群众住房需求。坚持房子是用来住的、不是用来炒的定位，稳地价、稳房价、稳预期。</p><p style="border: 0px; color: rgb(51, 51, 51); font-family: 'Microsoft YaHei', YaHei, SimHei, Hei, Arial, tahoma, arial, sans-serif; white-space: normal;"><br style="word-break: break-all !important;"/></p><p style="border: 0px; color: rgb(51, 51, 51); font-family: 'Microsoft YaHei', YaHei, SimHei, Hei, Arial, tahoma, arial, sans-serif; white-space: normal; line-height: 1.75em;">2、解决好大城市住房突出问题，通过增加土地供应、安排专项资金、集中建设等办法，切实增加保障性租赁住房和共有产权住房供给。</p><p style="border: 0px; color: rgb(51, 51, 51); font-family: 'Microsoft YaHei', YaHei, SimHei, Hei, Arial, tahoma, arial, sans-serif; white-space: normal;"><br style="word-break: break-all !important;"/></p><p style="border: 0px; color: rgb(51, 51, 51); font-family: 'Microsoft YaHei', YaHei, SimHei, Hei, Arial, tahoma, arial, sans-serif; white-space: normal; line-height: 1.75em;">3、规范发展长租房市场，降低租赁住房税费负担，尽最大努力帮助新市民、青年人等缓解住房困难。</p><p style="border: 0px; color: rgb(51, 51, 51); font-family: 'Microsoft YaHei', YaHei, SimHei, Hei, Arial, tahoma, arial, sans-serif; white-space: normal;"><br style="word-break: break-all !important;"/></p><p style="border: 0px; color: rgb(51, 51, 51); font-family: 'Microsoft YaHei', YaHei, SimHei, Hei, Arial, tahoma, arial, sans-serif; white-space: normal; line-height: 1.75em;">4、提升城镇化发展质量，2021年预计新开工改造城镇老旧小区5.3万个。?</p><p style="border: 0px; color: rgb(51, 51, 51); font-family: 'Microsoft YaHei', YaHei, SimHei, Hei, Arial, tahoma, arial, sans-serif; white-space: normal;"><br style="word-break: break-all !important;"/></p><p style="border: 0px; color: rgb(51, 51, 51); font-family: 'Microsoft YaHei', YaHei, SimHei, Hei, Arial, tahoma, arial, sans-serif; white-space: normal; line-height: 1.75em;">单独看这几点，或许我们看不出来什么，但是勤快的小九已经将近几年两会对房地产的定调整理了出来。</p><p style="border: 0px; color: rgb(51, 51, 51); font-family: 'Microsoft YaHei', YaHei, SimHei, Hei, Arial, tahoma, arial, sans-serif; white-space: normal;"><br/></p><p style="border: 0px; color: rgb(51, 51, 51); font-family: 'Microsoft YaHei', YaHei, SimHei, Hei, Arial, tahoma, arial, sans-serif; white-space: normal; line-height: 1.75em;">我们可以明确的看到与往年相比，这一次出现了一些新提法：尽最大努力帮助新市民、青年人缓解住房困难。</p><p style="border: 0px; color: rgb(51, 51, 51); font-family: 'Microsoft YaHei', YaHei, SimHei, Hei, Arial, tahoma, arial, sans-serif; white-space: normal;"><br/></p><p style="border: 0px; color: rgb(51, 51, 51); font-family: 'Microsoft YaHei', YaHei, SimHei, Hei, Arial, tahoma, arial, sans-serif; white-space: normal; line-height: 1.75em; text-align: center;"><img data-s="300,640" data-type="jpeg" _width="677px" src="https://0817ch-bbs.oss-cn-shenzhen.aliyuncs.com/attachment/forum/202103/10/102023i20kick2c2rwrs2r.jpg" alt="图片" data-fail="0" draggable="false" data-ratio="0.7636761487964989" data-w="914" width="600" height="458" border="0" vspace="0" title="图片" data-bd-imgshare-binded="1" style="margin-top: 5px; border: 0px; vertical-align: top; display: inline-block; max-width: 700px; width: 100%; height: 458px;"/></p><p style="border: 0px; color: rgb(51, 51, 51); font-family: 'Microsoft YaHei', YaHei, SimHei, Hei, Arial, tahoma, arial, sans-serif; white-space: normal;"><br/></p><p style="border: 0px; color: rgb(51, 51, 51); font-family: 'Microsoft YaHei', YaHei, SimHei, Hei, Arial, tahoma, arial, sans-serif; white-space: normal; line-height: 1.75em;">那么，接下来的楼市会怎么走呢？</p><p style="border: 0px; color: rgb(51, 51, 51); font-family: 'Microsoft YaHei', YaHei, SimHei, Hei, Arial, tahoma, arial, sans-serif; white-space: normal; line-height: 1.75em;"> </p><p style="border: 0px; color: rgb(51, 51, 51); font-family: 'Microsoft YaHei', YaHei, SimHei, Hei, Arial, tahoma, arial, sans-serif; white-space: normal; line-height: 1.75em;">就这个问题，就小九个人观点来看，对于今年全国的房地产形势，可以用四个字来形容——稳中偏紧。为什么会这样认为呢？小九有一下几点看法，欢迎大家再留言板与小九一起探讨。</p><p style="border: 0px; color: rgb(51, 51, 51); font-family: 'Microsoft YaHei', YaHei, SimHei, Hei, Arial, tahoma, arial, sans-serif; white-space: normal; line-height: 1.75em;"><br/></p><p style="border: 0px; color: rgb(51, 51, 51); font-family: 'Microsoft YaHei', YaHei, SimHei, Hei, Arial, tahoma, arial, sans-serif; white-space: normal; line-height: 1.75em;"><strong style="border: 0px;">01重提“房住不炒”，却没有重提“因城施策”</strong></p><p style="border: 0px; color: rgb(51, 51, 51); font-family: 'Microsoft YaHei', YaHei, SimHei, Hei, Arial, tahoma, arial, sans-serif; white-space: normal; line-height: 1.75em;"> </p><p style="border: 0px; color: rgb(51, 51, 51); font-family: 'Microsoft YaHei', YaHei, SimHei, Hei, Arial, tahoma, arial, sans-serif; white-space: normal; line-height: 1.75em;">报告再提房住不炒，也应该是大家意料之中的事。很多大佬也认为，“房住不炒”作为总基调未来应该会长期存在，也会是一种常态，关键还是那个“稳”字。</p><p style="border: 0px; color: rgb(51, 51, 51); font-family: 'Microsoft YaHei', YaHei, SimHei, Hei, Arial, tahoma, arial, sans-serif; white-space: normal;"><br/></p><p style="border: 0px; color: rgb(51, 51, 51); font-family: 'Microsoft YaHei', YaHei, SimHei, Hei, Arial, tahoma, arial, sans-serif; white-space: normal; line-height: 1.75em; text-align: center;"><img data-s="300,640" data-type="jpeg" _width="677px" src="https://0817ch-bbs.oss-cn-shenzhen.aliyuncs.com/attachment/forum/202103/10/102023h5taqq7fzrwqmaaa.jpg" alt="图片" data-fail="0" draggable="false" data-ratio="0.5714285714285714" data-w="756" width="600" height="343" border="0" vspace="0" title="图片" data-bd-imgshare-binded="1" style="margin-top: 5px; border: 0px; vertical-align: top; display: inline-block; max-width: 700px; width: 100%; height: 343px;"/></p><p style="border: 0px; color: rgb(51, 51, 51); font-family: 'Microsoft YaHei', YaHei, SimHei, Hei, Arial, tahoma, arial, sans-serif; white-space: normal; line-height: 1.75em; text-align: center;">△图片来源于网络</p><p style="border: 0px; color: rgb(51, 51, 51); font-family: 'Microsoft YaHei', YaHei, SimHei, Hei, Arial, tahoma, arial, sans-serif; white-space: normal;"><br/></p><p style="border: 0px; color: rgb(51, 51, 51); font-family: 'Microsoft YaHei', YaHei, SimHei, Hei, Arial, tahoma, arial, sans-serif; white-space: normal; line-height: 1.75em;">但是却没有再提到“因城施策”，这就会让人觉得，这是否意味着政府对楼市的调控大概率是以收紧为主呢？再加上2月末疯传的“22城集中供地政策”的消息，或许两会后会有越来越多的城市加码调控。</p><p style="border: 0px; color: rgb(51, 51, 51); font-family: 'Microsoft YaHei', YaHei, SimHei, Hei, Arial, tahoma, arial, sans-serif; white-space: normal; line-height: 1.75em;"><br/></p><p style="border: 0px; color: rgb(51, 51, 51); font-family: 'Microsoft YaHei', YaHei, SimHei, Hei, Arial, tahoma, arial, sans-serif; white-space: normal; line-height: 1.75em;"><strong style="border: 0px;">02解决大城市的住房突出问题</strong></p><p style="border: 0px; color: rgb(51, 51, 51); font-family: 'Microsoft YaHei', YaHei, SimHei, Hei, Arial, tahoma, arial, sans-serif; white-space: normal; line-height: 1.75em;"> </p><p style="border: 0px; color: rgb(51, 51, 51); font-family: 'Microsoft YaHei', YaHei, SimHei, Hei, Arial, tahoma, arial, sans-serif; white-space: normal; line-height: 1.75em;">要决绝住房突出问题，从根本上来说就是必须坚持“房子是用来住”的方针，那么实质上是否就是指向有关土地供应的问题。</p><p style="border: 0px; color: rgb(51, 51, 51); font-family: 'Microsoft YaHei', YaHei, SimHei, Hei, Arial, tahoma, arial, sans-serif; white-space: normal;"><br/></p><p style="border: 0px; color: rgb(51, 51, 51); font-family: 'Microsoft YaHei', YaHei, SimHei, Hei, Arial, tahoma, arial, sans-serif; white-space: normal; line-height: 1.75em; text-align: center;"><img data-s="300,640" data-type="jpeg" _width="640px" src="https://0817ch-bbs.oss-cn-shenzhen.aliyuncs.com/attachment/forum/202103/10/102023ynedlinwhxpmhohd.jpg" alt="图片" data-fail="0" draggable="false" data-ratio="0.6390625" data-w="640" width="600" height="383" border="0" vspace="0" title="图片" data-bd-imgshare-binded="1" style="margin-top: 5px; border: 0px; vertical-align: top; display: inline-block; max-width: 700px; width: 100%; height: 383px;"/></p><p style="border: 0px; color: rgb(51, 51, 51); font-family: 'Microsoft YaHei', YaHei, SimHei, Hei, Arial, tahoma, arial, sans-serif; white-space: normal; line-height: 1.75em; text-align: center;">△图片来源于网络<br/></p><p style="border: 0px; color: rgb(51, 51, 51); font-family: 'Microsoft YaHei', YaHei, SimHei, Hei, Arial, tahoma, arial, sans-serif; white-space: normal;"><br/></p><p style="border: 0px; color: rgb(51, 51, 51); font-family: 'Microsoft YaHei', YaHei, SimHei, Hei, Arial, tahoma, arial, sans-serif; white-space: normal; line-height: 1.75em;">而土地作为不可再生资源，未来大概率在问题突出的城市会有密集的调控政策出现。</p><p style="border: 0px; color: rgb(51, 51, 51); font-family: 'Microsoft YaHei', YaHei, SimHei, Hei, Arial, tahoma, arial, sans-serif; white-space: normal; line-height: 1.75em;"><br/></p><p style="border: 0px; color: rgb(51, 51, 51); font-family: 'Microsoft YaHei', YaHei, SimHei, Hei, Arial, tahoma, arial, sans-serif; white-space: normal; line-height: 1.75em;"><strong style="border: 0px;">03首提“帮助青年人缓解住房困难”</strong></p><p style="border: 0px; color: rgb(51, 51, 51); font-family: 'Microsoft YaHei', YaHei, SimHei, Hei, Arial, tahoma, arial, sans-serif; white-space: normal; line-height: 1.75em;"> </p><p style="border: 0px; color: rgb(51, 51, 51); font-family: 'Microsoft YaHei', YaHei, SimHei, Hei, Arial, tahoma, arial, sans-serif; white-space: normal; line-height: 1.75em;">不知道大家还是否记得去年跟大家讲过的一个故事，一个在成都打工的朋友在缴了上万元的房租后，却要被迫搬出去。去年长租公寓事件的爆发，将租房市场的问题摆在了明面上。规范发展长租房市场，或许会在监管方面出台新的政策。</p><p style="border: 0px; color: rgb(51, 51, 51); font-family: 'Microsoft YaHei', YaHei, SimHei, Hei, Arial, tahoma, arial, sans-serif; white-space: normal;"><br/></p><p style="border: 0px; color: rgb(51, 51, 51); font-family: 'Microsoft YaHei', YaHei, SimHei, Hei, Arial, tahoma, arial, sans-serif; white-space: normal; line-height: 1.75em; text-align: center;"><img data-backh="309" data-backw="512" data-s="300,640" data-type="jpeg" _width="100%" src="https://0817ch-bbs.oss-cn-shenzhen.aliyuncs.com/attachment/forum/202103/10/102023kr4er2ztmli7rh4i.jpg" alt="图片" data-fail="0" draggable="false" data-ratio="0.603515625" data-w="512" width="600" height="362" border="0" vspace="0" title="图片" data-bd-imgshare-binded="1" style="margin-top: 5px; border: 0px; vertical-align: top; display: inline-block; max-width: 700px; width: 100%; height: 362px;"/></p><p style="border: 0px; color: rgb(51, 51, 51); font-family: 'Microsoft YaHei', YaHei, SimHei, Hei, Arial, tahoma, arial, sans-serif; white-space: normal; line-height: 1.75em; text-align: center;">△图片来源于网络<br/></p><p style="border: 0px; color: rgb(51, 51, 51); font-family: 'Microsoft YaHei', YaHei, SimHei, Hei, Arial, tahoma, arial, sans-serif; white-space: normal; line-height: 1.75em;"> </p><p style="border: 0px; color: rgb(51, 51, 51); font-family: 'Microsoft YaHei', YaHei, SimHei, Hei, Arial, tahoma, arial, sans-serif; white-space: normal; line-height: 1.75em;">再说“降低租赁住房税费负担”这句话，在外租房的很多朋友都知道，并不是每个租房市场都是那么简单的。在租房这件事上，有很多我们行外人不知道的猫腻，并且在租金这个事上我们完全没有话语权。今年，或许会开始执行曾经说的“对租赁市场的租金水平进行合理调控”这件事。</p><p style="border: 0px; color: rgb(51, 51, 51); font-family: 'Microsoft YaHei', YaHei, SimHei, Hei, Arial, tahoma, arial, sans-serif; white-space: normal; line-height: 1.75em;"> </p><p style="border: 0px; color: rgb(51, 51, 51); font-family: 'Microsoft YaHei', YaHei, SimHei, Hei, Arial, tahoma, arial, sans-serif; white-space: normal; line-height: 1.75em;">“尽最大努力帮助新市民、青年人等缓解住房困难”，这句话是说到了我们的心坎上，结婚、孩子读书都要看房，有关住房问题已经成为了新市民、青年人最大的困扰。如果能缓解这个问题，从小了是说让人们住有所居，往大了说是关乎人民安居乐业。</p><p style="border: 0px; color: rgb(51, 51, 51); font-family: 'Microsoft YaHei', YaHei, SimHei, Hei, Arial, tahoma, arial, sans-serif; white-space: normal;"><br/></p><p style="border: 0px; color: rgb(51, 51, 51); font-family: 'Microsoft YaHei', YaHei, SimHei, Hei, Arial, tahoma, arial, sans-serif; white-space: normal; line-height: 1.75em; text-align: center;"><img data-s="300,640" data-type="jpeg" _width="677px" src="https://0817ch-bbs.oss-cn-shenzhen.aliyuncs.com/attachment/forum/202103/10/102029w6ggby8eo22y12p0.jpg" alt="图片" data-fail="0" draggable="false" data-ratio="0.667" data-w="1000" width="600" height="400" border="0" vspace="0" title="图片" data-bd-imgshare-binded="1" style="margin-top: 5px; border: 0px; vertical-align: top; display: inline-block; max-width: 700px; width: 100%; height: 400px;"/></p><p style="border: 0px; color: rgb(51, 51, 51); font-family: 'Microsoft YaHei', YaHei, SimHei, Hei, Arial, tahoma, arial, sans-serif; white-space: normal; line-height: 1.75em; text-align: center;">△图片来源于网络<br/></p><p style="border: 0px; color: rgb(51, 51, 51); font-family: 'Microsoft YaHei', YaHei, SimHei, Hei, Arial, tahoma, arial, sans-serif; white-space: normal; line-height: 1.75em; text-align: center;"> </p><p style="border: 0px; color: rgb(51, 51, 51); font-family: 'Microsoft YaHei', YaHei, SimHei, Hei, Arial, tahoma, arial, sans-serif; white-space: normal; line-height: 1.75em;">由此可见，政府在租赁市场这方面会持续发力，让在外拼搏的人们都能租得起房，同时让与租房有关的企业减轻负担。</p><p style="border: 0px; color: rgb(51, 51, 51); font-family: 'Microsoft YaHei', YaHei, SimHei, Hei, Arial, tahoma, arial, sans-serif; white-space: normal; line-height: 1.75em;"><br/></p><p style="border: 0px; color: rgb(51, 51, 51); font-family: 'Microsoft YaHei', YaHei, SimHei, Hei, Arial, tahoma, arial, sans-serif; white-space: normal; line-height: 1.75em;"><strong style="border: 0px;">04只提旧改，未提棚改</strong></p><p style="border: 0px; color: rgb(51, 51, 51); font-family: 'Microsoft YaHei', YaHei, SimHei, Hei, Arial, tahoma, arial, sans-serif; white-space: normal; line-height: 1.75em;"> </p><p style="border: 0px; color: rgb(51, 51, 51); font-family: 'Microsoft YaHei', YaHei, SimHei, Hei, Arial, tahoma, arial, sans-serif; white-space: normal; line-height: 1.75em;">在20年两会后，小九曾写过一篇“再见拆二代”的文章，提出不会再用棚改的手段拉房价。在本次的两会中，只提了旧改并没有提棚改，这是否能代表用改造代替拆迁应该会是今年包括整个十四五规划的重点？也是否能代表那些一夜暴富的造富神话不将再出现？</p><p style="border: 0px; color: rgb(51, 51, 51); font-family: 'Microsoft YaHei', YaHei, SimHei, Hei, Arial, tahoma, arial, sans-serif; white-space: normal;"><br/></p><p style="border: 0px; color: rgb(51, 51, 51); font-family: 'Microsoft YaHei', YaHei, SimHei, Hei, Arial, tahoma, arial, sans-serif; white-space: normal; line-height: 1.75em;">报告指出，在城镇化发展上，深入推进以人为核心的新型城镇化战略，加快农业转移人口市民化，常住人口城镇化率提高到65%。2021年预期新开工改造城镇老旧小区5.3万个，提升县城公共服务水平。</p><p style="border: 0px; color: rgb(51, 51, 51); font-family: 'Microsoft YaHei', YaHei, SimHei, Hei, Arial, tahoma, arial, sans-serif; white-space: normal;"><br/></p><p style="border: 0px; color: rgb(51, 51, 51); font-family: 'Microsoft YaHei', YaHei, SimHei, Hei, Arial, tahoma, arial, sans-serif; white-space: normal; line-height: 1.75em; text-align: center;"><img data-s="300,640" data-type="png" _width="677px" src="https://0817ch-bbs.oss-cn-shenzhen.aliyuncs.com/attachment/forum/202103/10/102029j9o29mzm12325qii.png" alt="图片" data-fail="0" draggable="false" data-ratio="0.601063829787234" data-w="752" width="600" height="361" border="0" vspace="0" title="图片" data-bd-imgshare-binded="1" style="margin-top: 5px; border: 0px; vertical-align: top; display: inline-block; max-width: 700px; width: 100%; height: 361px;"/></p><p style="border: 0px; color: rgb(51, 51, 51); font-family: 'Microsoft YaHei', YaHei, SimHei, Hei, Arial, tahoma, arial, sans-serif; white-space: normal;"><br/></p><p style="border: 0px; color: rgb(51, 51, 51); font-family: 'Microsoft YaHei', YaHei, SimHei, Hei, Arial, tahoma, arial, sans-serif; white-space: normal; line-height: 1.75em;">根据历年统计公报统计的数据来看，2015-2017年，我国棚改开工量分别为601万套、606万、609万套，这是一个比较平稳的态势。在这几年，我们也可以明确的感受到，我们的房价“火箭式”上升。</p><p style="border: 0px; color: rgb(51, 51, 51); font-family: 'Microsoft YaHei', YaHei, SimHei, Hei, Arial, tahoma, arial, sans-serif; white-space: normal; line-height: 1.75em;"> </p><p style="border: 0px; color: rgb(51, 51, 51); font-family: 'Microsoft YaHei', YaHei, SimHei, Hei, Arial, tahoma, arial, sans-serif; white-space: normal; line-height: 1.75em;">到了，2018-2020年，我国棚改开工量分别为626万套、316万、209万套，呈现出断崖式下滑的态势。这是由于随着时间的推移，国家的棚改目标基本完成所决定的。</p><p style="border: 0px; color: rgb(51, 51, 51); font-family: 'Microsoft YaHei', YaHei, SimHei, Hei, Arial, tahoma, arial, sans-serif; white-space: normal; line-height: 1.75em;"> </p><p style="border: 0px; color: rgb(51, 51, 51); font-family: 'Microsoft YaHei', YaHei, SimHei, Hei, Arial, tahoma, arial, sans-serif; white-space: normal; line-height: 1.75em;">过去这十年，我国棚改总量高达5000万套，借助大拆大建加上货币化补贴，三四线城市的房价迎来一波直线式上升。就我们南充来说，在上百亿元的棚改资金的补贴下，我们的房价从以前努力上班一个月或许能买一个平方，到现在变成了努力上班两个月都不一定能买上一个平方。</p><p style="border: 0px; color: rgb(51, 51, 51); font-family: 'Microsoft YaHei', YaHei, SimHei, Hei, Arial, tahoma, arial, sans-serif; white-space: normal;"><br/></p><p style="border: 0px; color: rgb(51, 51, 51); font-family: 'Microsoft YaHei', YaHei, SimHei, Hei, Arial, tahoma, arial, sans-serif; white-space: normal; line-height: 1.75em; text-align: center;"><img data-s="300,640" data-type="jpeg" _width="677px" src="https://0817ch-bbs.oss-cn-shenzhen.aliyuncs.com/attachment/forum/202103/10/102030n2l1fffef9e269vs.jpg" alt="图片" data-fail="0" draggable="false" data-ratio="0.5712962962962963" data-w="1080" width="600" height="343" border="0" vspace="0" title="图片" data-bd-imgshare-binded="1" style="margin-top: 5px; border: 0px; vertical-align: top; display: inline-block; max-width: 700px; width: 100%; height: 343px;"/></p><p style="border: 0px; color: rgb(51, 51, 51); font-family: 'Microsoft YaHei', YaHei, SimHei, Hei, Arial, tahoma, arial, sans-serif; white-space: normal; line-height: 1.75em; text-align: center;">△图片来源于网络<br/></p><p style="border: 0px; color: rgb(51, 51, 51); font-family: 'Microsoft YaHei', YaHei, SimHei, Hei, Arial, tahoma, arial, sans-serif; white-space: normal; line-height: 1.75em;"> </p><p style="border: 0px; color: rgb(51, 51, 51); font-family: 'Microsoft YaHei', YaHei, SimHei, Hei, Arial, tahoma, arial, sans-serif; white-space: normal; line-height: 1.75em;">最后，再结合上现在的稳健货币政策来看，虽然房住不炒是既定的事实，但是这并不是打击楼市的表现。这个就像父母教育孩子一样，父母对孩子有奖有罚，那么政府对楼市有松有紧才是一个健康的状态。</p><p style="border: 0px; color: rgb(51, 51, 51); font-family: 'Microsoft YaHei', YaHei, SimHei, Hei, Arial, tahoma, arial, sans-serif; white-space: normal; line-height: 1.75em;"> </p><p style="border: 0px; color: rgb(51, 51, 51); font-family: 'Microsoft YaHei', YaHei, SimHei, Hei, Arial, tahoma, arial, sans-serif; white-space: normal; line-height: 1.75em;">所以，就全局来说，我们部分城市今年依然是有机会的。就南充来说，部分区域也是有机会的。</p><p style="border: 0px; color: rgb(51, 51, 51); font-family: 'Microsoft YaHei', YaHei, SimHei, Hei, Arial, tahoma, arial, sans-serif; white-space: normal;"><br/></p><p style="border: 0px; color: rgb(51, 51, 51); font-family: 'Microsoft YaHei', YaHei, SimHei, Hei, Arial, tahoma, arial, sans-serif; white-space: normal; line-height: 1.75em; text-align: center;"><img data-s="300,640" data-type="jpeg" _width="677px" src="https://0817ch-bbs.oss-cn-shenzhen.aliyuncs.com/attachment/forum/202103/10/102025q7scmzctmmm7tmda.jpg" alt="图片" data-fail="0" draggable="false" data-ratio="0.6675925925925926" data-w="1080" width="600" height="401" border="0" vspace="0" title="图片" data-bd-imgshare-binded="1" style="margin-top: 5px; border: 0px; vertical-align: top; display: inline-block; max-width: 700px; width: 100%; height: 401px;"/></p><p style="border: 0px; color: rgb(51, 51, 51); font-family: 'Microsoft YaHei', YaHei, SimHei, Hei, Arial, tahoma, arial, sans-serif; white-space: normal; line-height: 1.75em; text-align: center;">△图片来源于网络<br/></p><p style="border: 0px; color: rgb(51, 51, 51); font-family: 'Microsoft YaHei', YaHei, SimHei, Hei, Arial, tahoma, arial, sans-serif; white-space: normal; line-height: 1.75em; text-align: center;"> </p><p style="border: 0px; color: rgb(51, 51, 51); font-family: 'Microsoft YaHei', YaHei, SimHei, Hei, Arial, tahoma, arial, sans-serif; white-space: normal; line-height: 1.75em;">那么，咱们的房贷利率在按兵不动N月后，还会有机会下降吗？关于这点，政府报告并没有明确的答案。但是，报告中有这么三句话：</p><p style="border: 0px; color: rgb(51, 51, 51); font-family: 'Microsoft YaHei', YaHei, SimHei, Hei, Arial, tahoma, arial, sans-serif; white-space: normal;"><br/></p><p style="border: 0px; color: rgb(51, 51, 51); font-family: 'Microsoft YaHei', YaHei, SimHei, Hei, Arial, tahoma, arial, sans-serif; white-space: normal; line-height: 1.75em;">1、稳健的货币政策要灵活精准、合理适度。把服务实体经济放到更加突出的位置，处理好恢复经济与防范风险的关系。</p><p style="border: 0px; color: rgb(51, 51, 51); font-family: 'Microsoft YaHei', YaHei, SimHei, Hei, Arial, tahoma, arial, sans-serif; white-space: normal;"><br style="word-break: break-all !important;"/></p><p style="border: 0px; color: rgb(51, 51, 51); font-family: 'Microsoft YaHei', YaHei, SimHei, Hei, Arial, tahoma, arial, sans-serif; white-space: normal; line-height: 1.75em;">2、货币供应量和社会融资规模增速与名义经济增速基本匹配，保持流动性合理充裕，保持宏观杠杆率基本稳定。</p><p style="border: 0px; color: rgb(51, 51, 51); font-family: 'Microsoft YaHei', YaHei, SimHei, Hei, Arial, tahoma, arial, sans-serif; white-space: normal;"><br style="word-break: break-all !important;"/></p><p style="border: 0px; color: rgb(51, 51, 51); font-family: 'Microsoft YaHei', YaHei, SimHei, Hei, Arial, tahoma, arial, sans-serif; white-space: normal; line-height: 1.75em;">3、优化存款利率监管，推动实际贷款利率进一步降低，继续引导金融系统向实体经济让利。?</p><p style="border: 0px; color: rgb(51, 51, 51); font-family: 'Microsoft YaHei', YaHei, SimHei, Hei, Arial, tahoma, arial, sans-serif; white-space: normal;"><br style="word-break: break-all !important;"/></p><p style="border: 0px; color: rgb(51, 51, 51); font-family: 'Microsoft YaHei', YaHei, SimHei, Hei, Arial, tahoma, arial, sans-serif; white-space: normal; line-height: 1.75em;">就个人理解来看，意思就是今年的主角依然是实体经济，或许还是更加显眼的位置。并且，要稳定杠杆率。关于杠杆率这个问题，在解读2020年四季度货币政策报告的时候已经说过，我国居民杠杆率上升主要还是源自房贷，所以要稳杠杆率必须严控房贷。</p><p style="border: 0px; color: rgb(51, 51, 51); font-family: 'Microsoft YaHei', YaHei, SimHei, Hei, Arial, tahoma, arial, sans-serif; white-space: normal; line-height: 1.75em;"> </p><p style="border: 0px; color: rgb(51, 51, 51); font-family: 'Microsoft YaHei', YaHei, SimHei, Hei, Arial, tahoma, arial, sans-serif; white-space: normal; line-height: 1.75em;">由此来看，今年房贷利率下降的几率不大。</p><p style="border: 0px; color: rgb(51, 51, 51); font-family: 'Microsoft YaHei', YaHei, SimHei, Hei, Arial, tahoma, arial, sans-serif; white-space: normal; line-height: 1.75em;"> </p><p style="border: 0px; color: rgb(51, 51, 51); font-family: 'Microsoft YaHei', YaHei, SimHei, Hei, Arial, tahoma, arial, sans-serif; white-space: normal; line-height: 1.75em;">看了这些，你们觉得咱们2021年的南充楼市会怎么样呢？</p> <p style="text-align: center;"><iframe border="0" src="https://urm.ncfdc.com/f3" width="800" frameborder="0" height="400" style="width: 466px; text-align: center; white-space: pre-wrap;"></iframe><span style="text-align: center; white-space: pre-wrap;"></span><span style="text-align: center; white-space: pre-wrap;"></span><span style="text-align: center; white-space: pre-wrap;"></span><span style="text-align: center; white-space: pre-wrap;"></span><span style="text-align: center; white-space: pre-wrap;"></span><span style="text-align: center; white-space: pre-wrap;"></span><span style="text-align: center; white-space: pre-wrap;"></span><span style="text-align: center; white-space: pre-wrap;"></span><span style="text-align: center; white-space: pre-wrap;"></span><span style="text-align: center; white-space: pre-wrap;"></span><span style="text-align: center; white-space: pre-wrap;"></span><span style="text-align: center; white-space: pre-wrap;"></span><span style="text-align: center; white-space: pre-wrap;"></span><span style="text-align: center; white-space: pre-wrap;"></span></p> 房价一直是个坎房价和财政收入挂勾，想降，难。
我又不买，随便涨
自己住的话什么时候买都是正确的
银根紧缩以后买房更困难买不起的连首付都没机会了
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