银行流水不够怎么贷款？
<section class="_135editor" style="font-family: 'Helvetica Neue', 'Hiragino Sans GB', 'Microsoft YaHei', 黑体, Arial, sans-serif; font-size: 14px; letter-spacing: 0.476px; white-space: normal; color: rgb(51, 51, 51);"><section class="" style="margin-top: 10px; margin-bottom: 10px;"><section class="" style="padding: 10px; display: inline-block; width: 100%; border-width: 2px; border-style: dashed; border-color: rgb(192, 200, 209); border-radius: 0.7em; background-color: rgb(239, 239, 239);"><section class="_135editor"><section class=""><section class=""><p><strong>名词解释：</strong><span style="color: #A0A0A0;">银行流水，是指某个银行活期账户的存取款交易记录。通常对于普通工薪用户来说，全家的银行流水体现的每月收入要高于月供的2倍以上。</span></p></section></section></section></section></section></section><section class="_135editor" style="font-family: 'Helvetica Neue', 'Hiragino Sans GB', 'Microsoft YaHei', 黑体, Arial, sans-serif; font-size: 14px; letter-spacing: 0.476px; white-space: normal; color: rgb(51, 51, 51);"><section class="" style="margin-top: 10px; margin-bottom: 10px; text-align: center; line-height: 0.8;"><section class="" style="display: inline-block; width: 0px; border-top: 0.8em solid rgb(121, 204, 213); border-left: 0.7em solid transparent !important; border-right: 0.7em solid transparent !important;"></section></section></section><section class="_135editor" style="font-family: 'Helvetica Neue', 'Hiragino Sans GB', 'Microsoft YaHei', 黑体, Arial, sans-serif; font-size: 14px; letter-spacing: 0.476px; white-space: normal; color: rgb(51, 51, 51);"><section class="" style="margin-top: 0.5em; margin-bottom: 0.5em;"><section class="" style="width: 668px; height: 8px; background-color: rgb(95, 156, 239);"></section><section class="" style="border-right: 1px solid rgb(204, 204, 204); border-bottom: 1px solid rgb(204, 204, 204); border-left: 1px solid rgb(204, 204, 204); border-top-style: none; border-top-color: rgb(204, 204, 204); box-shadow: rgb(204, 204, 204) 0px 0px 8px;"><section class="" style="padding: 5px 10px; font-size: 16px;"><p>1、自己制造</p></section><section class="" style="padding: 10px; border-top: 1px solid rgb(204, 204, 204);"><section class="_135editor"><section class=""><section class="" style="font-size: 19.2px;"><p><span style="font-size: 14px;">这里说的“制造”绝不是让你去造假的银行流水！当你有准备贷款的意向是，就可以注意自己好好“制造”自己的银行流水，把日常通过第三方工具的周转的资金，过一次银行，这样一进一出，银行流水自然就上去了。再说一遍：不是造假的流水！</span></p></section></section></section></section></section></section></section><section class="_135editor" style="font-family: 'Helvetica Neue', 'Hiragino Sans GB', 'Microsoft YaHei', 黑体, Arial, sans-serif; font-size: 14px; letter-spacing: 0.476px; white-space: normal; color: rgb(51, 51, 51);"><section class="" style="margin-top: 10px; margin-bottom: 10px; text-align: center; line-height: 0.8;"><section class="" style="display: inline-block; width: 0px; border-top: 0.8em solid rgb(121, 204, 213); border-left: 0.7em solid transparent !important; border-right: 0.7em solid transparent !important;"></section></section></section><section class="_135editor" style="font-family: 'Helvetica Neue', 'Hiragino Sans GB', 'Microsoft YaHei', 黑体, Arial, sans-serif; font-size: 14px; letter-spacing: 0.476px; white-space: normal; color: rgb(51, 51, 51);"><section class="" style="margin-top: 0.5em; margin-bottom: 0.5em;"><section class="" style="width: 668px; height: 8px; background-color: rgb(95, 156, 239);"></section><section class="" style="border-right: 1px solid rgb(204, 204, 204); border-bottom: 1px solid rgb(204, 204, 204); border-left: 1px solid rgb(204, 204, 204); border-top-style: none; border-top-color: rgb(204, 204, 204); box-shadow: rgb(204, 204, 204) 0px 0px 8px;"><section class="" style="padding: 5px 10px; font-size: 16px;"><p>2、大额存款</p></section><section class="" style="padding: 10px; border-top: 1px solid rgb(204, 204, 204);"><section class="_135editor"><section class=""><section class=""><p>往银行卡中一次存入一笔较客观的存款也有利于帮助用户通过银行流水审核这一关。此外，如果能够提供房产、汽车、大额保单等其他额度较大的资产证明，那便更好！</p></section></section></section></section></section></section></section><section class="_135editor" style="font-family: 'Helvetica Neue', 'Hiragino Sans GB', 'Microsoft YaHei', 黑体, Arial, sans-serif; font-size: 14px; letter-spacing: 0.476px; white-space: normal; color: rgb(51, 51, 51);"><section class="" style="margin-top: 10px; margin-bottom: 10px; text-align: center; line-height: 0.8;"><section class="" style="display: inline-block; width: 0px; border-top: 0.8em solid rgb(121, 204, 213); border-left: 0.7em solid transparent !important; border-right: 0.7em solid transparent !important;"></section></section></section><section class="_135editor" style="font-family: 'Helvetica Neue', 'Hiragino Sans GB', 'Microsoft YaHei', 黑体, Arial, sans-serif; font-size: 14px; letter-spacing: 0.476px; white-space: normal; color: rgb(51, 51, 51);"><section class="" style="margin-top: 0.5em; margin-bottom: 0.5em;"><section class="" style="width: 668px; height: 8px; background-color: rgb(95, 156, 239);"></section><section class="" style="border-right: 1px solid rgb(204, 204, 204); border-bottom: 1px solid rgb(204, 204, 204); border-left: 1px solid rgb(204, 204, 204); border-top-style: none; border-top-color: rgb(204, 204, 204); box-shadow: rgb(204, 204, 204) 0px 0px 8px;"><section class="" style="padding: 5px 10px; font-size: 16px;"><p>3、担保证明</p></section><section class="" style="padding: 10px; border-top: 1px solid rgb(204, 204, 204);"><section class="_135editor"><section class=""><section class=""><p>这里一般指贷款人的直系亲属为其担保证明，表示能够作为贷款者的担保人，愿意在其无法偿还贷款的情况下，承担全责。但是注意，并不是所有的银行都认可担保证明。</p></section></section></section></section></section></section></section><section class="_135editor" style="font-family: 'Helvetica Neue', 'Hiragino Sans GB', 'Microsoft YaHei', 黑体, Arial, sans-serif; font-size: 14px; letter-spacing: 0.476px; white-space: normal; color: rgb(51, 51, 51);"><section class="" style="margin-top: 10px; margin-bottom: 10px; text-align: center; line-height: 0.8;"><section class="" style="display: inline-block; width: 0px; border-top: 0.8em solid rgb(121, 204, 213); border-left: 0.7em solid transparent !important; border-right: 0.7em solid transparent !important;"></section></section></section><section class="_135editor" style="font-family: 'Helvetica Neue', 'Hiragino Sans GB', 'Microsoft YaHei', 黑体, Arial, sans-serif; font-size: 14px; letter-spacing: 0.476px; white-space: normal; color: rgb(51, 51, 51);"><section class="" style="margin-top: 0.5em; margin-bottom: 0.5em;"><section class="" style="width: 668px; height: 8px; background-color: rgb(95, 156, 239);"></section><section class="" style="border-right: 1px solid rgb(204, 204, 204); border-bottom: 1px solid rgb(204, 204, 204); border-left: 1px solid rgb(204, 204, 204); border-top-style: none; border-top-color: rgb(204, 204, 204); box-shadow: rgb(204, 204, 204) 0px 0px 8px;"><section class="" style="padding: 5px 10px; font-size: 16px;"><p>4、共同贷款人</p></section><section class="" style="padding: 10px; border-top: 1px solid rgb(204, 204, 204);"><section class="_135editor"><section class=""><section class=""><p>已婚人士，可以将单独的个人贷款变为夫妻双方的共同贷款，这样银行在审核时就会将夫妻双方的流水一起计算，可以提高通过的几率。</p></section></section></section></section></section></section></section><section class="_135editor" style="font-family: 'Helvetica Neue', 'Hiragino Sans GB', 'Microsoft YaHei', 黑体, Arial, sans-serif; font-size: 14px; letter-spacing: 0.476px; white-space: normal; color: rgb(51, 51, 51);"><section class="" style="margin-top: 10px; margin-bottom: 10px; text-align: center; line-height: 0.8;"><section class="" style="display: inline-block; width: 0px; border-top: 0.8em solid rgb(121, 204, 213); border-left: 0.7em solid transparent !important; border-right: 0.7em solid transparent !important;"></section></section></section><section class="_135editor" style="font-family: 'Helvetica Neue', 'Hiragino Sans GB', 'Microsoft YaHei', 黑体, Arial, sans-serif; font-size: 14px; letter-spacing: 0.476px; white-space: normal; color: rgb(51, 51, 51);"><section class="" style="margin-top: 0.5em; margin-bottom: 0.5em;"><section class="" style="width: 668px; height: 8px; background-color: rgb(95, 156, 239);"></section><section class="" style="border-right: 1px solid rgb(204, 204, 204); border-bottom: 1px solid rgb(204, 204, 204); border-left: 1px solid rgb(204, 204, 204); border-top-style: none; border-top-color: rgb(204, 204, 204); box-shadow: rgb(204, 204, 204) 0px 0px 8px;"><section class="" style="padding: 5px 10px; font-size: 16px;"><p>5、社保、个税证明</p></section><section class="" style="padding: 10px; border-top: 1px solid rgb(204, 204, 204);"><section class="_135editor"><section class=""><section class=""><p>个人社保证明以及每月的个税缴纳证明也能一定程度帮助用户通过银行流水不够的难关。但也不是所有的银行都会认可的哦。</p></section></section></section></section></section></section></section><p><br/></p><p><br/></p>
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